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Heating and Air Financial Options Through Synchrony Financial

Take Advantage of the Benefits Today!

John Padilla Plumbing, Heating & Air, Inc. offers financing options through Synchrony Financial, a consumer financial service that helps homeowners finance the heating and air services they need.

Through Synchrony, you can apply for a credit card for YORK® products by Johnson Controls (JCI) or a Mitsubishi Electric credit card to start a financing plan that works for you. Learn more and apply below!

Have more questions about our HVAC installations and repairs? Give us a call at (858) 375-5633 today! You can rely on our 45 years of experience and industry expertise.

Financing for Homeowners through Wells Fargo Financing!

Financing for Homeowners through Dividend Financing!


John Padilla Plumbing, Heating & Air, Inc. has always believed that everyone should be able to get the plumbing services that their home needs without delay. After all, waiting to get a serious issue fixed can often only make things worse, and that means you’ll need an even more expensive and difficult repair in the long run. However, if you’re one of the many people who can’t afford a major repair outright or is on a tight budget. That’s why we’re proud to partner with financing companies who have a longstanding history of providing reasonable and customer-friendly financing for large-scale jobs, including Dividend Financing.

Dividend Financing wants to simplify the process of getting financing for your home improvement projects. They offer financing in over 25 states across the country, and they’re growing and expanding every day. Dividend works directly with a number of home service providers, including John Padilla Plumbing, Heating & Air, Inc., ensuring that you get the perfect loan which fits your project and works with your budget. This both streamlines the application process and allows you to get an answer from financing applications almost instantly.

Why should you choose to finance your project?

  • Get what you need without tying up your cash: On a tight budget? Keep the freedom you need in your budget while getting the services you need for a low monthly cost.
  • Unmatched convenience: Nobody likes to have to make a huge payment on something they didn’t expect. Keep more of that money and pay at a rate that works for you!
  • Instant responses: No waiting around to find out if you’re approved, all while your project remains unfinished. Get an instant response and immediate execution and get the fix you need right away.
  • Friendly terms: Looking for no-interest, low-payment, or other financing options? When you finance through Dividend Financing, you can choose the terms which work best for you and your needs.

Need help financing your plumbing project? Turn to the name we trust here at John Padilla Plumbing, Heating & Air, Inc. and work with Dividend Financing! Give us a call at (858) 375-5633 today.

Financing for Commercial Projects

Unifi’s Commercial Equipment Financing

UniFi’s equipment financing program creates an individualized financing plan based upon your company's specific needs and budget requirements.

Benefits of Equipment Financing:

  • Financing conserves capital:
    Your cash is not tied up in equipment equity, freeing up the capital you need to compete in today's markets.
  • Convenience:
    UniFi offers you turnkey financing arrangements so you do not have to go through bank applications or budget committee review.
  • Upgrade flexibility:
    ash purchases or bank financing lock you in while leasing enables you to upgrade your equipment during the finance term.
  • NEW FOR 2018 Tax advantages:
    Section 179 of the IRS Code allows you to deduct 100% in the first year qualified equipment purchases.
  • Financing includes the cost of acquisition:
    Your payments can include the costs of delivery, installation, and other service charges.

It is an easy, simple process to get approved and funded. Receive financing from the experts who understand your equipment situation. Apply Now!